Free Tools
Free Financial Calculators for India
Plan your taxes, investments and loans in seconds. Accurate, up to date for FY 2026-27 and built by the team that files thousands of returns and registrations every year.
Income Tax Calculator
Compare old vs new regime tax for FY 2026-27
Open calculatorSIP Calculator
SIP returns with step-up and inflation adjustment
Open calculatorEMI Calculator
Monthly EMI, total interest and repayment schedule
Open calculatorGST Calculator
Add or remove GST with CGST, SGST and IGST split
Open calculatorHome Loan EMI Calculator
Home loan EMI with yearly prepayment savings
Open calculatorCar Loan EMI Calculator
EMI on your new or used car after down payment
Open calculatorSalary Calculator
CTC to in-hand salary after PF, tax and deductions
Open calculatorLumpsum Calculator
Growth of a one-time investment, adjusted for inflation
Open calculatorFD Calculator
Fixed deposit maturity with compounding and inflation
Open calculatorPPF Calculator
Tax-free PPF maturity over 15 years and beyond
Open calculatorHRA Calculator
HRA tax exemption with the new 8-city metro rule
Open calculatorGratuity Calculator
Gratuity payable on exit and its tax-free limit
Open calculatorTDS Calculator
TDS on fees, rent, contracts and commission
Open calculatorBreak-even Calculator
Units and revenue you need to cover your costs
Open calculatorEquity Dilution Calculator
Founder ownership after a funding round and ESOP pool
Open calculatorBusiness Structure Calculator
Pvt Ltd vs LLP vs OPC vs Proprietorship: find your fit
Open calculatorPresumptive Tax Calculator
44AD / 44ADA tax for freelancers and small businesses
Open calculatorAdvance Tax Calculator
Instalments, due dates and interest for late payment
Open calculatorGST Late Fee Calculator
Late fee and 18% interest on GSTR-3B and GSTR-1
Open calculatorCapital Gains Tax Calculator
LTCG and STCG on shares, mutual funds and property
Open calculatorNPS Calculator
Retirement corpus, lump sum and monthly pension
Open calculatorRD Calculator
Recurring deposit maturity with quarterly compounding
Open calculatorCAGR Calculator
CAGR for one-time investments and XIRR for SIPs
Open calculatorQuestions
Frequently asked questions
Yes. Every StartupKaro calculator is free to use with no sign-up and no limits. Your inputs stay in your browser and are only added to the page link so you can share results.
Beyond calculators
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